<?xml version="1.0" encoding="ISO-8859-1"?><article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<front>
<journal-meta>
<journal-id>2959-9040</journal-id>
<journal-title><![CDATA[Revista Impulso]]></journal-title>
<abbrev-journal-title><![CDATA[Impulso]]></abbrev-journal-title>
<issn>2959-9040</issn>
<publisher>
<publisher-name><![CDATA[Universidad Privada Domingo Savio]]></publisher-name>
</publisher>
</journal-meta>
<article-meta>
<article-id>S2959-90402025000300378</article-id>
<article-id pub-id-type="doi">10.59659/impulso.v.5i11.150</article-id>
<title-group>
<article-title xml:lang="es"><![CDATA[Inclusión financiera en adultos jóvenes: una revisión bibliométrica]]></article-title>
<article-title xml:lang="en"><![CDATA[Financial inclusion in young adults: a bibliometric review]]></article-title>
<article-title xml:lang="pt"><![CDATA[Inclusão financeira em jovens adultos: uma revisão bibliométrica]]></article-title>
</title-group>
<contrib-group>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Magino Torres]]></surname>
<given-names><![CDATA[Zonia Noemi]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Yarasca Vega]]></surname>
<given-names><![CDATA[Gian Pool]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Orosco Fabian]]></surname>
<given-names><![CDATA[Jhon Richard]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Ramírez Arellano]]></surname>
<given-names><![CDATA[Miguel Angel]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
</contrib-group>
<aff id="Af1">
<institution><![CDATA[,Universidad Nacional del Centro del Perú  ]]></institution>
<addr-line><![CDATA[Tarma ]]></addr-line>
<country>Peru</country>
</aff>
<pub-date pub-type="pub">
<day>00</day>
<month>07</month>
<year>2025</year>
</pub-date>
<pub-date pub-type="epub">
<day>00</day>
<month>07</month>
<year>2025</year>
</pub-date>
<volume>5</volume>
<numero>11</numero>
<fpage>378</fpage>
<lpage>392</lpage>
<copyright-statement/>
<copyright-year/>
<self-uri xlink:href="http://www.scielo.org.bo/scielo.php?script=sci_arttext&amp;pid=S2959-90402025000300378&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.bo/scielo.php?script=sci_abstract&amp;pid=S2959-90402025000300378&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.bo/scielo.php?script=sci_pdf&amp;pid=S2959-90402025000300378&amp;lng=en&amp;nrm=iso"></self-uri><abstract abstract-type="short" xml:lang="es"><p><![CDATA[RESUMEN El objetivo del estudio fue analizar la producción científica sobre inclusión financiera en adultos jóvenes mediante análisis bibliométrico. Metodológicamente, se utilizó un diseño no experimental longitudinal con enfoque cuantitativo y hermenéutico-interpretativo cualitativo, consultando la base de datos Scopus con criterios de inclusión temporal (2008-2024) y temático (inclusión financiera y adultos jóvenes), analizando 87 documentos mediante las herramientas VOSviewer, Bibliometrix y Datawrapper. Por otra parte, los resultados evidencian un crecimiento anual del 10.58% en publicaciones, con 379 autores participantes, 73 revistas especializadas y colaboración internacional del 33.33%, destacando autores como Chen Lianyu y revistas como PLOS ONE, con predominio de instituciones estadounidenses como Harvard y Johns Hopkins. Asimismo, el mapeo científico identificó temas emergentes como educación financiera, tecnología financiera, banca móvil y exclusión financiera, subrayando la importancia de superar barreras de acceso en este grupo poblacional. Finalmente, se concluye que la inclusión financiera en adultos jóvenes representa un campo en expansión con potencial significativo para futuras investigaciones, requiriendo enfoques multidisciplinarios que integren aspectos tecnológicos, educativos y de política pública para mejorar el acceso equitativo a servicios financieros.]]></p></abstract>
<abstract abstract-type="short" xml:lang="en"><p><![CDATA[ABSTRACT The objective of the study was to analyze the scientific production on financial inclusion in young adults through bibliometric analysis. Methodologically, a longitudinal non-experimental design with quantitative and qualitative hermeneutic-interpretative approach was used, consulting the Scopus database with temporal inclusion criteria (2008-2024) and thematic (financial inclusion and young adults), analyzing 87 documents using VOSviewer, Bibliometrix and Datawrapper tools. On the other hand, the results show an annual growth of 10.58% in publications, with 379 participating authors, 73 specialized journals and international collaboration of 33.33%, highlighting authors such as Chen Lianyu and journals such as PLOS ONE, with predominance of US institutions such as Harvard and Johns Hopkins. Likewise, scientific mapping identified emerging themes such as financial education, financial technology, mobile banking and financial exclusion, underlining the importance of overcoming access barriers in this population group. Finally, it is concluded that financial inclusion in young adults represents an expanding field with significant potential for future research, requiring multidisciplinary approaches that integrate technological, educational and public policy aspects to improve equitable access to financial services.]]></p></abstract>
<abstract abstract-type="short" xml:lang="pt"><p><![CDATA[RESUMO O objetivo do estudo foi analisar a produção científica sobre inclusão financeira em jovens adultos através de análise bibliométrica. Metodologicamente, foi utilizado um desenho não-experimental longitudinal com abordagem quantitativa e hermenêutica-interpretativa qualitativa, consultando a base de dados Scopus com critérios de inclusão temporal (2008-2024) e temático (inclusão financeira e jovens adultos), analisando 87 documentos usando as ferramentas VOSviewer, Bibliometrix e Datawrapper. Por outro lado, os resultados mostram um crescimento anual de 10,58% nas publicações, com 379 autores participantes, 73 revistas especializadas e colaboração internacional de 33,33%, destacando autores como Chen Lianyu e revistas como PLOS ONE, com predominância de instituições americanas como Harvard e Johns Hopkins. Da mesma forma, o mapeamento científico identificou temas emergentes como educação financeira, tecnologia financeira, banco móvel e exclusão financeira, sublinhando a importância de superar barreiras de acesso neste grupo populacional. Finalmente, conclui-se que a inclusão financeira em jovens adultos representa um campo em expansão com potencial significativo para pesquisas futuras, requerendo abordagens multidisciplinares que integrem aspectos tecnológicos, educacionais e de política pública para melhorar o acesso equitativo aos serviços financeiros.]]></p></abstract>
<kwd-group>
<kwd lng="es"><![CDATA[Instituciones financieras]]></kwd>
<kwd lng="es"><![CDATA[Integración económica]]></kwd>
<kwd lng="es"><![CDATA[Política educacional]]></kwd>
<kwd lng="es"><![CDATA[Finanzas]]></kwd>
<kwd lng="es"><![CDATA[Grupo desfavorecido]]></kwd>
<kwd lng="en"><![CDATA[Financial institutions]]></kwd>
<kwd lng="en"><![CDATA[Economic integration]]></kwd>
<kwd lng="en"><![CDATA[Educational policy]]></kwd>
<kwd lng="en"><![CDATA[Disadvantaged group]]></kwd>
<kwd lng="en"><![CDATA[Finance]]></kwd>
<kwd lng="pt"><![CDATA[Instituições financeiras]]></kwd>
<kwd lng="pt"><![CDATA[Integração econômica]]></kwd>
<kwd lng="pt"><![CDATA[Política educacional]]></kwd>
<kwd lng="pt"><![CDATA[Finanças]]></kwd>
<kwd lng="pt"><![CDATA[Grupo desfavorecido]]></kwd>
</kwd-group>
</article-meta>
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