<?xml version="1.0" encoding="ISO-8859-1"?><article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<front>
<journal-meta>
<journal-id>2074-4706</journal-id>
<journal-title><![CDATA[Revista Latinoamericana de Desarrollo Económico]]></journal-title>
<abbrev-journal-title><![CDATA[rlde]]></abbrev-journal-title>
<issn>2074-4706</issn>
<publisher>
<publisher-name><![CDATA[Universidad Católica Boliviana "San Pablo"]]></publisher-name>
</publisher>
</journal-meta>
<article-meta>
<article-id>S2074-47062025000100011</article-id>
<article-id pub-id-type="doi">10.35319/lajed.202543538</article-id>
<title-group>
<article-title xml:lang="es"><![CDATA[Fusiones en el sector bancario. Un caso aplicado para Bolivia]]></article-title>
<article-title xml:lang="en"><![CDATA[Mergers in the banking sector. A case applied to Bolivia]]></article-title>
</title-group>
<contrib-group>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Salazar Molina]]></surname>
<given-names><![CDATA[Sergio Rómulo]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Espinoza Vásquez]]></surname>
<given-names><![CDATA[Lourdes Marcela]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Rubín de Celis Cedro]]></surname>
<given-names><![CDATA[Raúl]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
</contrib-group>
<aff id="Af1">
<institution><![CDATA[,Universidad Católica Boliviana "San Pablo" Titulado de la carrera de Economía ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
<country>Bolivia</country>
</aff>
<aff id="Af2">
<institution><![CDATA[,Universidad Católica Boliviana "San Pablo" Profesora de la carrera de Economía ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
<country>Bolivia</country>
</aff>
<aff id="Af3">
<institution><![CDATA[,Universidad Católica Boliviana "San Pablo" Profesor de la carrera de Economía ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
<country>Bolivia</country>
</aff>
<pub-date pub-type="pub">
<day>00</day>
<month>05</month>
<year>2025</year>
</pub-date>
<pub-date pub-type="epub">
<day>00</day>
<month>05</month>
<year>2025</year>
</pub-date>
<numero>43</numero>
<fpage>11</fpage>
<lpage>42</lpage>
<copyright-statement/>
<copyright-year/>
<self-uri xlink:href="http://www.scielo.org.bo/scielo.php?script=sci_arttext&amp;pid=S2074-47062025000100011&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.bo/scielo.php?script=sci_abstract&amp;pid=S2074-47062025000100011&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.bo/scielo.php?script=sci_pdf&amp;pid=S2074-47062025000100011&amp;lng=en&amp;nrm=iso"></self-uri><abstract abstract-type="short" xml:lang="es"><p><![CDATA[Resumen Dada la dinámica actual del sector bancario, donde de manera más frecuente se tiene la presencia de alianzas entre diferentes agentes, ya sea por tamaño o especialización de cartera, en este documento se testea la presencia de economías de escala, de ámbito y subaditividad para el sector bancario boliviano, con la finalidad de determinar si existen fundamentos técnicos que justifiquen llevar adelante fusiones. Mediante la técnica de regresiones aparentemente no relacionadas, se estiman funciones de costos según tamaño de bancos y para el total de la industria, considerando el caso de los bancos múltiples. Los resultados sugieren que existen fundamentos técnicos que respaldan la factibilidad de llevar adelante fusiones debido a la presencia de economías de tamaño en esta industria.]]></p></abstract>
<abstract abstract-type="short" xml:lang="en"><p><![CDATA[Abstract Given the current dynamics of the banking industry where alliances between agents are more frequently observed, either by size or portfolio specialization, this paper tests the presence of economies of scale, scope, and cost subadditivity for the Bolivian banking sector, to determine whether there are technical grounds to justify mergers. Using the technique of seemingly unrelated regression, cost functions are estimated according to bank size and for the industry, considering the case of commercial banks. The results suggest that there are technical foundations that support the feasibility of mergers in the Bolivian baking sector due to the presence of conglomerate economies in this industry.  Clasificación/Classification JEL:  D23, G21, G34.]]></p></abstract>
<kwd-group>
<kwd lng="es"><![CDATA[Sector bancario]]></kwd>
<kwd lng="es"><![CDATA[función de costo]]></kwd>
<kwd lng="es"><![CDATA[medidas de eficiencia]]></kwd>
<kwd lng="es"><![CDATA[fusiones]]></kwd>
<kwd lng="es"><![CDATA[economías de escala y de ámbito]]></kwd>
<kwd lng="en"><![CDATA[Banking sector]]></kwd>
<kwd lng="en"><![CDATA[cost function]]></kwd>
<kwd lng="en"><![CDATA[efficiency measures]]></kwd>
<kwd lng="en"><![CDATA[mergers]]></kwd>
<kwd lng="en"><![CDATA[Scale and Scope economies]]></kwd>
</kwd-group>
</article-meta>
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