Resumen

NAVAS BAYONA, Walter Iván; LOOR ZAMBRANO, Halder Yandry  y  AMEN CHINGA, Cristian Ricardo. The consolidation of the blockchain in companies as a payment method for their transactions. Investigación y Negocios [online]. 2020, vol.13, n.22, pp.135-144. ISSN 2521-2737.

Abstract Throughout the last 20 or 30 years, the evolution of technological, organizational and financial change has produced various transformations in the structure of powerful institutions in the world economic sector. The innovative, interactive aspect, between providers, producers, users, from different countries with different institutional frameworks and diverse policies around the world, has implied a transformation in information systems and global networks. The result of these changes has been the development of economic production on a world scale, elimination oftrade barriers, capital flows, international treaties, also the product of other failures in economic models that had no direct relationship with the new scope of this growing era. Technological. The first four decades of the internet have brought email, the global computer network, electronic businesses, social media, the mobile network, and cloud storage. The Internet has served to reduce the costs of researching, collaborating and exchanging information. It has allowed the emergence of new media and entertainment, new ways of trading and organizing work, and digital companies like never before. The general objective of this research is to present an account of the impact of the Blockchain on the business system, the use of cryptocur-rencies, bitcoin as the main digital currency; its characteristics, elements, operation, benefits and disadvantages of its application in diverse areas of the world economy. Show in summary how it is presented to the consumer and the inno-vation of its operating system through blocks and chains, which are formed through the transactions carried out. All this through a documentary methodology, through the review of works and research proposed by various authors specialized in areas such as economics and finance, who have presented throughout their studies the growing interest of users, financial institutions and companies to apply this system as a facilitator in the development of new businesses, design of new products and services. And presenting as a conclusion its benefits and disadvantages developed and detected so far through implementation in some public and private institutions.

Palabras clave : Blockchain; cryptocurrencies; bitcoin; globalization.

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