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Revista Perspectivas

On-line version ISSN 1994-3733

Abstract

GUTIERREZ ANDRADE, Osvaldo Walter  and  DELGADILLO SANCHEZ, Jorge Antonio. Financial education in students the first cycle of undergraduate of the Universidad Católica Boliviana "San Pablo", Regional Academic Unit of Cochabamba. Perspectivas [online]. 2018, n.41, pp.33-72. ISSN 1994-3733.

Financial education is the process by which financial consumers develop skills and make decisions to improve their economic well-being. Research lets assume the fact that in countries of Asia, Europe and the United States, the financial education of the young university population, has an insufficient development and learning strategies are at an initial level. It was also in some countries of Latin America there is no sufficient financial literacy in young people, despite the efforts of State and prívate institutions. Within this context the present work, according to a type of descriptive investigation carried out with the young university population that studies of materials of the first cycle offered by the Department of management, economics and Finance of the UCBSP, Cochabamba academic unit; leave established that this population shows significant limitations in its understanding, implementation and evaluation of actions related to the fmancial sector.

Keywords : Financial education; Young University population; Socio-economic characteristics; Financial planning; Behavioural finance.

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