Abstract

VAZQUEZ PARRA, José Carlos; MONTALVO CORZO, Raúl Francisco; AMEZQUITA ZAMORA, Juan Alberto  and  ARREDONDO TRAPERO, Florina. Saving on the lack. A reflection on the saving habits of families in a vulnerable area of Mexico. Perspectivas [online]. 2017, n.39, pp.103-120. ISSN 1994-3733.

Economic inclusion has become in recent years a fundamental issue when talking about combating social deprivation. Therefore, there is an increasing development, promotion and adoption of financial tools such as microcredits and savings; considered by some as away to improve the quality of life of the most vulnerable. This article aims to approximate the rationale for the lack of savings habits in Mexico, taking as a point of reference a sample of families from vulnerable areas of the Metropolitan Area of Guadalajara. The main conclusion from this research is that although it is usually said that the lack of savings is directly related to the lack of financial education, it is found that this has to do with more structural reasons than just an educational problem.

Keywords : Financial education; Inclusion; investment; production and poverty.

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