Abstract

GARAY ANAYA, Gonzalo. Index of financial literacy, culture and financial education. Perspectivas [online]. 2016, n.37, pp.23-40. ISSN 1994-3733.

In the course of the last decades have extended financial services and significantly complicated global and Bolivia is no exception. This implies a challenge for individuals who want access to financial services, which make it correctly without compromising its economic well-being. The research aims to develop a methodology for calculation of financial literacy, using principal components analysis and factorial structures, conducting the analysis of reliability with the statistical Alpha of Cronbach. Empirical evidence shows that the majority of bolivians don't understand basic and advanced financial concepts. Therefore, your financial literacy is low. Research suggests in its conclusions to incorporate financial literacy in school curricula, encouraging financial literacy, in order to reduce the gaps in the financial literacy of individuals.

Keywords : Financial literacy; financial education.

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